Interracial relationship: How to comfortably talk about finances

 

There are a few very popular quotes which say “money is the root of all evil” and “money cannot buy you happiness”. Although this can be true to a certain extent however, it is money which is at the centre of many interracial relationships falling apart due to the lack of it or different attitudes towards how it should be spent. Finances or money is a very sensitive subject which many couples are so scared to openly talk about. If you have a problem discussing money in your relationship, here are a few tips that will help get you talking

I.Have a full understanding about your own attitude towards money: The best time to start talking about money is when the relationship is in its early stages so that each person can get the general idea of their partner’s attitude when it comes to money. It is important to be perfectly clear about what your financial goals are both long as well as short term.  Your attitude towards things like spending habits and risk can be the building block to having a strong relationship which even money can’t break.

II.Don’t overwhelm, be open: When the relationship is in its early stages, you can really put someone off by asking about their finances in a manner which makes them feel like they are in an interrogation. Introduce the subject about money in a general way like asking how they would spend their money if they won the lottery. This is a very good way to get an indication of a person’s spending habits.

III.Picture the future together: When many interracial couples talk about money, they look at it as a way of deciding who will be paying what bills for example. The topic about money should be something that shouldn’t scare anyone, it should be looked at as an exciting way to bring black women white men or white women black men both closer and make plans on where it should be spent together.

IV.Remember to always keep your cool: No one is absolutely perfect when it comes to finances and there will come a time where one might come to their partner for advice if they have money problems or experiencing debt. It is important to note that when this happens, keep your cool and be non judgemental as well as objective. Yes your partner’s spending habit might put both of you in a hole and looking debt in the face can be something that is a bitter pill to swallow however, it is vital to acknowledge the guts it took your partner to open up to you. They pretty much will know even before you say anything that they have messed things up and confronting them aggressively will only make them become defensive instead of coming out clean about their financial woes. The way you deal with them when they open up can affect how they will speak to you about finances in the future. Majority of financial problems can easily be overcome by just speaking about the root of the problem and taking action as a couple.

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